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January 29, 2011

Travel and Trip Insurance – Is it REALLY Worth it? 

Here at Yellow Dog Flyfishing Adventures we recognize that when traveling to far-off places, things happen that our company, ourselves, and our customers cannot always control. For that reason, we strongly recommend that our clients purchase basic trip insurance for all angling packages and vacations – no matter where in the world they are traveling. Why do we recommend trip insurance?  Read on!

Trip insurance policies for the traveling angler are inexpensive, quick, and really easy.  That said, however, the fact is that most destination anglers will never need to use the travel insurance policy that they purchased. Trips almost always go smoothly, and it is rare that people run into serious, last-minute problems that keep them from going on their trip or enjoying their trip once they are there. The reality, however, is that every once in a while, things can go wrong. And – if you’ve bought a policy that you end up needing – you will feel like it is one of the best investments you ever made! Trip insurance does not cost very much at all, and complete trip coverage on a week- long saltwater trip for a customer between the age of 35 and 59 will usually cost less than $200.00 for the entire policy. If you have just paid $4000.00 for a fishing package and another $500.00 to $700.00 on your airline tickets, this is well worth the price.

After exploring numerous insurance options for our clients and working with several insurance providers in the past, Yellow Dog has chosen to partner with Sportsman’s Travel Insurance to offer coverage for our client. Sportsman’s is a well-know, respected, and experienced company that offers high quality, affordable insurance designed for traveling anglers. Once you purchase a basic trip insurance policy, you can be covered on everything from trip cancellation due to jury duty all the way to a trip cut short by a tropical storm or hurricane. This policy covers almost everything you can imagine, and includes such things as lost equipment coverage, delayed baggage and equipment coverage, outright trip cancellation, reimbursement for license costs, medical expense coverage, coverage in the event of airline or tour operator bankruptcy, and even coverage if pre-existing medical conditions force a trip cancellation or interruption

Our hope and expectation is that every destination angling trip that we book be problem-free, and the reality is that 99% of the trips that we handle are! Weigh the situation, however, and decide for yourself whether to purchase a supplemental trip insurance policy. If you end up needing the coverage, you’ll be very glad that you have it!

If you are interested in purchasing a trip policy, or if you have any questions at all, please feel free to call us here at the Yellow Dog office.


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